How to Withdraw Provident Fund (PF) Online Using UAN: Step-by-Step Guide
Withdrawing your Provident Fund (PF) online through your Universal Account Number (UAN) has become remarkably convenient with the digitalization of processes by the Employees' Provident Fund Organisation (EPFO). Below is a comprehensive guide on how to withdraw your PF online:
1. **Activate your UAN**: Begin by activating your UAN if you haven't already done so. You can obtain your UAN from your employer and proceed to activate it on the EPFO portal.
2. **Log in to the EPFO Portal**: Visit the EPFO member portal and log in using your UAN and password details.
3. **Check Eligibility**: Once logged in, ascertain if you meet the eligibility criteria for online PF withdrawal, which can vary based on factors like employment status and duration.
4. **Select the Claim Option**: Under the 'Online Services' tab, select 'Claim (Form-31, 19 & 10C)'.
5. **Verify Personal Details**: Review your personal details displayed on the portal, including your name and date of birth, and ensure their accuracy.
6. **Verify Bank Account Details**: Confirm that your bank account details linked with your UAN are correct, as this is where your PF amount will be disbursed.
7. **Select Type of Claim**: Choose the type of claim you wish to make, such as PF Advance (Form 31), Full PF Settlement (Form 19), or Pension Withdrawal (Form 10C).
8. **Enter Required Details**: Depending on the selected claim type, provide the necessary information. For instance, for a partial withdrawal, specify the purpose and required amount.
9. **Upload Documents**: If applicable, upload supporting documents as per the requirements. For instance, a medical certificate might be necessary for a medical advance.
10. **Digitally Sign the Claim**: After completing all details and document uploads, digitally sign the claim using Aadhar-based e-Sign or OTP authentication.
11. **Submit the Claim**: Upon digital signing, submit the claim. You'll receive an acknowledgment receipt containing a unique claim reference number.
12. **Track Claim Status**: Keep track of your claim's progress using the provided claim reference number. The status will indicate whether it's approved, rejected, or pending.
13. **Amount Credited to Bank Account**: If your claim is approved, the PF amount will be credited to your bank account linked with your UAN.
Ensuring the accuracy of provided information is crucial to avoid delays or rejections. Additionally, regularly monitor your claim's progress, and in case of any issues, seek assistance from the EPFO helpline.
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